Terms of Use | Vantage Plus LLC

Effective Date: March 25, 2026 | Last Updated: March 25, 2026 | Applies to: vantageplusllc.com and all Vantage Plus LLC tools

      The short version
      Use our tools for lawful purposes. We provide information and guidance, not legal or financial advice. We're not responsible for outcomes from using our tools. Don't misuse or scrape our sites.
    

1. Acceptance of Terms

By accessing or using any website or tool operated by Vantage Plus LLC — including vantageplusllc.com, GetRefundToday.com, GetInsuredToday.com, and GetZenToday.com (collectively, the "Services") — you agree to be bound by these Terms of Use. If you do not agree, do not use our Services.

We reserve the right to update these Terms at any time. Continued use of the Services after changes constitutes your acceptance of the updated Terms.

2. Who We Are — Important Disclaimers

Vantage Plus LLC is not a law firm, financial advisor, investment advisor, insurance broker, or government agency. Nothing on our websites or tools constitutes legal advice, financial advice, tax advice, or professional consultation of any kind. Always consult a qualified professional before making legal or financial decisions.

Our tools provide general guidance, document preparation assistance, and informational resources only. We do not file claims on your behalf, represent you in any legal or financial matter, or guarantee any specific outcome from using our Services.

3. Eligibility

You must be at least 18 years old to use our paid services or create an account. By using our Services, you represent that you are 18 or older and have the legal capacity to enter into these Terms.

4. Permitted Use

You may use our Services for personal, lawful purposes only. You agree not to:

Use the Services for any unlawful purpose or in violation of any applicable law
Scrape, crawl, or extract data from our websites using automated tools
Copy, reproduce, or redistribute our content without written permission
Attempt to reverse-engineer, hack, or disrupt our systems
Use the Services to submit false, fraudulent, or misleading information
Impersonate another person or entity
Use the Services on behalf of others for commercial gain without our written consent

5. Intellectual Property

All content on our websites — including text, design, graphics, logos, and code — is the property of Vantage Plus LLC and is protected by applicable copyright, trademark, and intellectual property laws.

You may not copy, modify, distribute, or use our content for commercial purposes without our prior written consent. Limited personal, non-commercial use is permitted.

6. Third-Party Links & Affiliate Relationships

Our websites contain links to third-party websites and services. Some of these are affiliate links — meaning we may earn a commission if you click and make a purchase or sign up, at no extra cost to you.

We are not responsible for the content, accuracy, or practices of any third-party websites. Links do not constitute endorsement of those sites' full content or policies. We only recommend third-party services we believe provide genuine value.

7. Paid Services & Refunds

Certain tools (such as GetRefundToday.com) offer paid features. By purchasing a paid feature, you agree to the following:

Payments are processed securely by Stripe. We do not store your payment details.
All purchases are subject to a full refund within 24 hours of purchase, no questions asked.
After 24 hours, refunds are issued at our discretion for documented technical failures on our end.
We do not guarantee specific outcomes from using paid features. Refund amounts from unclaimed property, for example, depend entirely on the user's individual circumstances and state processes.

8. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without any warranty of any kind, express or implied. We do not warrant that:

The Services will be uninterrupted, error-free, or free of viruses
The information provided is complete, accurate, or current
The Services will meet your specific needs or produce specific results

State unclaimed property databases and government portal links are subject to change. We verify these regularly but cannot guarantee their accuracy at all times.

9. Limitation of Liability

To the maximum extent permitted by law, Vantage Plus LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — our Services. This includes, without limitation:

Loss of money, revenue, or profits
Decisions made based on information from our tools
Errors or inaccuracies in AI-generated guidance
Actions taken by third-party government agencies in response to claims you file

Our total liability to you for any claim shall not exceed the amount you paid us in the 30 days prior to the claim.

10. Indemnification

You agree to indemnify and hold harmless Vantage Plus LLC, its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the Services or your violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes shall be resolved in the state or federal courts located in California.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

13. Contact Us

Questions about these Terms? Contact us at:

Contact Vantage Plus LLC
Email: hello@vantageplusllc.com
State of Formation: California, USA